8 Tips to Avoid Car Buying Anxiety
10/15/2021
Going to a dealership can be one of the most stressful and panic-inducing experiences for many - but it doesn’t have to be! With these simple tips, you can feel the thrill of leasing or purchasing the perfect vehicle for you - minus the car buying anxiety.
Before the Dealership
Do Research using Consumer Reports & NADA Guides
Knowledge is power, and narrowing down your choices will allow you to avoid feeling as if you’re being talked into a vehicle. Knowing what you want will also create a short and calmer buying process.
Look up trade-in value
If you are trading in your existing vehicle, know the value of your car. That way, you have more leverage in the negotiation process and will feel more confident.
Get Pre-Approved
Going to the lot with Atlantic’s pre-approval blank check in hand will not only give you immediate buying power but will make the process faster and simpler. Added bonus - the dealer does not have to pull your credit with this program!
At the Dealership
Bring a Family Member or Friend
Going alone can be daunting. Bringing someone you trust will not only help put you at ease, but they have a different perspective and may ask questions or have considerations that can be eye-opening.
Be Direct
Be upfront and let the salesman know that you have specific cars in mind. Ask if you can test drive alone, so you can pull off down the road away from the dealership and take your time looking at all the features away from watchful eyes. Bring a notepad with you to write things down - you could even make a pros and cons list.
Use their knowledge
Don’t forget - the salesman knows what is on the lot, use their know-how to your advantage! Instead of asking about their opinion, ask them to identify concrete points about the features and specifications to help you make a decision if you’re stuck.
Walk Away
Seeing so many options at a dealership can be head-spinning. Don’t be afraid to walk away to give yourself time to think and decompress before making any decisions. You could also shop around at other dealerships to expand your options.
Talk to an Expert
If you have questions about other big costs like insurance, contact your insurance company about the rates for the vehicle you’re interested in purchasing. Atlantic Insurance is always ready to answer questions to help you compare between vehicles and get the best rate with the best coverage.
Above all, breathe and remember that you hold all the cards during the experience! Once you’ve decided to buy your new car, Atlantic Federal Credit Union will be by your side to help fund your purchase with great rates and insurance, giving you the ultimate peace of mind. View our auto loan rates and apply online or with Video Banking today.
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