Low monthly payments — without the usual drawbacks. Enjoy freedom, value, and savings with Better Than a Lease.
Key Features
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Competitive Rates
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Quick Decisions
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It's Not a Lease
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How would you like to apply for your loan?
- You own the vehicle
- Offers payments up to 40% lower than conventional financing
- Reduces your risk of negative equity: Guaranteed value at end of term
- Shorter terms with affordable payments
- No security deposit required
- No first and last payment required
- No “back end” surprises
- No early termination fees
- Available on new and used vehicles up to 5 years old
How would you like to apply for your loan?
*As low as rate includes direct deposit discount of 0.25%, a maximum term of 36 months and a $895 Program fee. The vehicle must be a 2020 model or newer, and the retail value as established by Atlantic must be greater than or equal to the loan amount. Your rate will be determined by your credit qualifications. Loan is subject to approval. Payment per $1,000 borrowed for 36 months at 5.24% APR equals $30.08. Finance charges begin accruing as of the loan disbursement date. Rates and conditions are subject to change at any time without notice. Other terms available at different rates. Membership or eligibility to join Atlantic is required. Minimum loan amount of $15,000 to be eligible.