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Free Kasasa Cash Checking:

*APY=Annual Percentage Yield. APYs accurate as of 6/1/2023. Rates may change after account is opened. Qualifying transactions must post and settle to the Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.  The "Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. See our website - atlanticfcu.com or contact one of our branch service representatives for specific Statement Cycle dates.

Qualification Information: To earn your account’s rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

Standard Qualifications:
• At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
• At least 12 debit card purchases 
• Be enrolled in and have agreed to receive e-statements rather than paper statements

Premium Qualifications:
• At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
• At least 30 debit card purchases 
• Be enrolled in and have agreed to receive e-statements rather than paper statements

The advertised Kasasa Cash APY is based on compounding dividends. If you have a Kasasa Saver account, dividends earned in Kasasa Cash are automatically transferred to your Kasasa Saver each statement cycle and do not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per social security number.

For Kasasa Cash accounts, if qualifications are met each monthly qualification cycle:

Standard Rewards: Average daily balances up to and including $15,000 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $15,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $15,000, resulting in a range from 3.00% to 0.61% APY depending on the account's average daily balance.

Premium Rewards: Average daily balances up to and including $15,000 in your Kasasa Cash account earn a dividend rate of 4.89% resulting in an APY of 5.00%; and average daily balances over $15,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $15,000, resulting in a range from 5.00% to 0.87% APY depending on the account’s average daily balance.

Free Kasasa Cash Back Checking:

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.25 cash back may be earned per Monthly Qualification Cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle. When Kasasa Cash Back qualifications are not met, no cash back payments or ATM Refunds are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of statement cycle. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Have at least one Direct Deposit, ACH Credit or ACH payment transaction in your Kasasa account, a minimum of 12 POS debit card transactions, and receipt of electronic statements are conditions to qualify for the Cashback reward each cycle period. Limit One (1) account per social security number. There are no recurring monthly service charges or fees to open or close this account. Fees may reduce earnings. Contact an Atlantic Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.