Earn up to 5.00% APY* on balances up to $15,000 — plus refunds on ATM withdrawal fees, nationwide.*
Here’s what you’ll need to open your account:
- Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
- Your Social Security Number
How would you like to open your account?
3.00% APY*
on balances up to $15,000
0.25% APY*
on portion of balance greater than $15,000
0.05% APY*
if qualifications aren't met
Refunds on ATM fees, nationwide
(up to $25 monthly)2
Qualifications
- At least 12 debit card purchases
- At least 1 ACH direct deposit, ACH automatic withdrawal, or Bill Pay payment
- Be enrolled in and agree to receive e-statements
5.00% APY*
on balances up to $15,000
0.25% APY*
on portion of balance greater than $15,000
0.05% APY*
if qualifications aren't met
Refunds on ATM fees, nationwide
(up to $25 monthly)2
Qualifications
- At least 30 debit card purchases
- At least 1 ACH direct deposit, ACH automatic withdrawal, or Bill Pay payment
- Be enrolled in and agree to receive e-statements
- Free checking that pays high dividends
- Earn 3.00-5.00% APY*on balances up to $15,000
- 0.25% APY* on portion of balance greater than $15,000
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Get electronic deposits up to three days faster with Atlantic Express Deposit
- Convenient digital banking & telephone banking services
- Free Contactless Visa® debit card with fraud alerts
It’s Easy to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases to earn the standard 3% APY rate, OR at least 30 debit card purchases to earn the premium 5% APY rate
- At least 1 ACH direct deposit, ACH automatic withdrawal, or Bill Pay payment
- Be enrolled in and agree to receive eStatements
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!
Here’s what you’ll need to open your account:
- Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
- Your Social Security Number
How would you like to open your account?
*APY=Annual Percentage Yield. APYs accurate as of 6/1/2023. Rates may change after account is opened. Qualifying transactions must post and settle to the Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. The "Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. See our website - atlanticfcu.com or contact one of our branch service representatives for specific Statement Cycle dates.
Qualification Information: To earn your account’s rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
Standard Qualifications:
• At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
• At least 12 debit card purchases
• Be enrolled in and have agreed to receive e-statements rather than paper statements
Premium Qualifications:
• At least 1 direct deposit, ACH credit, or ACH payment transaction(s)
• At least 30 debit card purchases
• Be enrolled in and have agreed to receive e-statements rather than paper statements
The advertised Kasasa Cash APY is based on compounding dividends. If you have a Kasasa Saver account, dividends earned in Kasasa Cash are automatically transferred to your Kasasa Saver each statement cycle and do not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per social security number.
For Kasasa Cash accounts, if qualifications are met each monthly qualification cycle:
Standard Rewards: Average daily balances up to and including $15,000 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $15,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $15,000, resulting in a range from 3.00% to 0.61% APY depending on the account's average daily balance.
Premium Rewards: Average daily balances up to and including $15,000 in your Kasasa Cash account earn a dividend rate of 4.89% resulting in an APY of 5.00%; and average daily balances over $15,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $15,000, resulting in a range from 5.00% to 0.87% APY depending on the account’s average daily balance.